The Mortgage Factory is the trading style of Mortgage Factory UK LTD, an appointed representative of Mortgage Advice Bureau which is authorised and regulated by the Financial Conduct Authority. The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK. Your home may be repossessed if you do not keep up the repayments on your mortgage. Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.