We are mortgage brokers with access to over 90 lenders and 12,000 mortgages, here to manufacture your ideal mortgage from consultation to completion. Founded in 2007, The Mortgage Factory weathered difficult times in its infancy, finding success despite the financial crash with our robust structure and customer-driven ethos. As specialist mortgage advisors, we design, package and produce mortgages as well as supporting our beloved customers throughout the entire process of assembling a mortgage!
Our mission is to give clear and helpful advice that helps you save money on your mortgage. As a broker for mortgages we have several in-store locations in Lancashire including Poulton-Le-Fylde, Lytham St Annes and Up Holland. Ignore the scared voice that says, “but there isn’t a mortgage advisor near me!!” and get in contact with our additional dedicated online team, who are always ready to set up an appointment for you, wherever you are in the UK.
After almost 15 years of processing mortgages across the UK, we are extremely proud of our high volume of referrals and many, many glowing recommendations. We figure we must be doing something right— so get in touch now to find out how The Mortgage Factory can refine your mortgage purchase into something more bespoke, more manageable, and more affordable than ever before!
Alan is the founder of The Mortgage Factory. He has a wealth of experience in the financial industry, specialising in mortgages as well as insurance.
Steve looks after our clients within Equity Release. Having been in the industry for many years, the knowledge and experience that Steve brings is integral to The Mortgage Factory.
Sam join the company in 2009, with a background in packaging mortgages. Sam is an expert in residential and buy-to-let mortgages.
Rob is our specialist Financial Planner and gives advice across a wide range of financial services, including, pensions, investments, mortgages and insurances.
Marc initially worked at The Mortgage Factory when the company was founded in 2007. After leaving the company for a few years, Marc returned to work as a Mortgage Specialist.
Johnny is based at our branch in Upholland, and is a one-stop shop for all your mortgage needs! He’s not just a robot with a calculator, he takes the time to get to know you and your unique situation, so every recommendation is tailored just for you and your family. When he’s not helping his customers with their mortgages, you can find him being a dinosaur with his son.
Sally has been in the industry for many years, working with mortgages and the wealth planning sector. She brings with her much valued experience.
Jo has worked in financial services for over 25 years, however she says it feels more like 50! She joins us having previously worked for Banks and Building Societies. Now working for us an independent mortgage broker… wishing she had done many years ago!
Karolyn has 25 years of experience in financial services, working for a Building Society. Jo used to work with her and convinced her to come on board with us and Karolyn hasn’t looked back since. But, the truth is we only hired her because she makes the tastiest lemon drizzle cake!
Clare joined the company in 2018 after a lifetime working for The NHS, and is based in our Upholland Office with Steve and Johnny. Clare is very supportive, and helps our customers every step of the way throughout their mortgage journey to completion. Her secret? A combination of a passion to help, and a fierce determination to get things done… and a never-ending supply of chocolate!
Chelcie originally started off with The Mortgage Factory in 2013 on an Apprenticeship, before leaving in 2017 to broaden her horizons. After a few years of exploring other industries, she re-joined the team in 2022 and has seamlessly fit back in with her not so quiet personality! Chelcie builds strong relationships with our clients, and regularly go’s above and beyond to get matters resolved.