At The Mortgage Factory, we have a tried-and-true method of manufacturing mortgages. Here is our process, step-by-step:
Before anything hits the assembly line, we take the time to assess your circumstances so that we can design a plan of action. We tailor our mortgage advice to your individual circumstances so every single customer is offered a bespoke service.
Our in-house mortgage experts are constantly analysing over 90 lenders and 12,000 mortgages, so we are ready to react to the constant changes in the market.
We’ll explain your options in a way that’s easy for you to understand. And because we have access to over 90 lenders and 12,000 mortgages, you can be confident we’ll find the right mortgage for you.
Once you have all the information you need to make a decision – what goes on the production line is up to you. With the range of services we offer, we have all bases covered. So whether you’re a first time buyer, purchasing a buy to let or remortgaging, there’s a specific track through the factory, supervised by specialist teams.
The next stage of the production line is applying for your mortgage. We’ll support you throughout the application process to make sure it’s as stress free as possible.
However it’s not just mortgages we can help with. We can arrange protection insurance for you too. So whether you’d like to find out more about life insurance, income protection insurance or critical illness cover, we can help.
When a lender accepts your application, the next step on the production line is getting your mortgage offer. Mortgage offers are usually valid for three to six months.
When it comes to mortgages, completion is the final step! The exact process will be different depending on which track through the factory you’ve chosen, for example if you’re buying a house it will usually take longer to complete than if you’re remortgaging. But the key thing is when you complete it means you’ve made it and everything is sorted.
Before anything hits the assembly line, we take the time to assess your circumstances so that we can design a plan of action. We tailor our mortgage advice to your individual circumstances so every single customer is offered a bespoke service.
Our in-house mortgage experts are constantly analysing the whole market so we are ready to react to the constant changes in the market.
We’ll explain your options in a way that’s easy for you to understand. And because we are whole of market mortgage brokers, we have access to over 90 lenders and 12,000 mortgages, you can be confident we’ll find the right mortgage for you.
Once you have all the information you need to make a decision – what goes on the production line is up to you. With the range of services we offer, we have all bases covered. So whether you’re a first time buyer, purchasing a buy to let or remortgaging, there’s a specific track through the factory, supervised by specialist teams.
The next stage of the production line is applying for your mortgage. We’ll support you throughout the application process to make sure it’s as stress free as possible.
However it’s not just mortgages we can help with. We can arrange protection insurance for you too. So whether you’d like to find out more about life insurance, income protection insurance or critical illness cover, we can help.
When a lender accepts your application, the next step on the production line is getting your mortgage offer. Mortgage offers are usually valid for three to six months.
When it comes to mortgages, completion is the final step! The exact process will be different depending on which track through the factory you’ve chosen, for example if you’re buying a house it will usually take longer to complete than if you’re remortgaging. But the key thing is when you complete it means you’ve made it and everything is sorted.
The Mortgage Factory is the trading style of Mortgage Factory UK LTD, an appointed representative of Mortgage Advice Bureau which is authorised and regulated by the Financial Conduct Authority. The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK. Your home may be repossessed if you do not keep up the repayments on your mortgage. Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.
The Mortgage Factory is registered in England & Wales: No. 06324559. Registered Office: 2 Queens Square, Poulton-Le-Fylde, Lancashire, FY6 7BN.
